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Gloria Esther

Update on Gloria Esther

With her previous credikiva, Gloria bought school supplies, uniforms, and shoes; and it went very well. Today, and at the same time of year, she will buy school supplies, and a variety of merchandise related to the Barranquilla carnival. The carnival is very near, and brings with it new earnings, if one invests in what the season demands.

"My thanks for the help that this insititution, FMSD, has provided me for 15 years. This has been one of the main supports for the growth of my business. May they keep supporting more people."
View original language description ↓
Con su anterior credikiva, Gloria compró útiles escolares, papelería, uniformes y calzado y le fue muy bien. Hoy en esta misma época invertirá en útiles escolares y mercancía variada alusiva al carnaval de Barranquilla que está muy cerca y que trae consigo nuevas ganancias, si se invierte en lo que la temporada exige. “Mis agradecimientos a la ayuda que esta entidad, FMSD, me ha prestado durante 15 años, ello ha sido uno de los pilares fundamentales para el crecimiento de mi negocio. Que sigan apoyando a más personas.”

Previous Loan Details

Gloria L. D. Bonifàz is 68 years old and lives in the Costa Hermosa neighborhood of the municipality of Soledad. Gloria says that this is the area with the best Colombian artisanal sausages. She has a business selling all sorts of things called “DonD. Julio L.” and lives with her husband. They... More from Gloria Esther's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 324
    View loans »
    Colombia Loans Fundraising
  • $18,147,400
    Funds lent in using Kiva
  • 1,781.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Gloria Esther to buy school supplies, and a variety of merchandise related to the Barranquilla carnival.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jan 19, 2012
Feb 13, 2012
Currency Exchange Loss:
Oct 18, 2013