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Emmanuel was born in Rwanda. He is 33 years old and he is married with 2 children from 3 months to 4 years old, of whom 1 child is in school. His level of education is 3 years of secondary school.

Emmanuel is a businessman. This is his second loan cycle with ACB. He is going to use his loan in order to buy a photocopier to use for his secretarial project.

His strategy for the growth of his business is to look for more markets to have many clients. In the coming years, Emmanuel would like to fund a large information services project. With the profits, he plans to school his children and improve his family's well-being.
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Emmanuel est né au Rwanda. Il a 33 ans et il est marié avec 2 enfants de 3 mois à 4 ans, dont 1 enfant sont scolarise. Son niveau d’éducation est de 3 ans de secondaire.

Emmanuel est commerçant. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter une photocopieuse à utilise pour son projet de secrétariat.

Sa stratégie pour la croissance de son business est cherche des marché de plus pour avoir beaucoup la clientèle. Dans les prochaines années, Emmanuel voudrait fonder un grand projet des services informatique. Avec les profits, il prévoit de scolariser ses enfants et améliore le bien être de sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Emmanuel to buy a photocopier to use for his secretarial project.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 2, 2012
Feb 8, 2012
Currency Exchange Loss:
May 7, 2012