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Sylvand was born in Rwanda. He is 48 years old and he is married with 5 children from 2 to 18 years old, of whom 3 are in school. His level of education is 4 years of secondary school.

Sylvand is a farmer. This is his first loan with ACB. He is going to use his loan in order to pay for the labor for the harvest of sugar cane.

His strategy for the growth of his business is to increase the fields by buying other fields for his sugar cane farming.

In the coming years, Sylvand would like to expand his farming and be the distributor of sugar cane for the factories that produce sugar. With the profits, he plans to pay for his children's schooling and improve the well-being of his family.
View original language description ↓
Sylvand est né au Rwanda. Il a 48 ans et il est marié avec 5 enfants de 2 à 18 ans, dont 3 enfants sont scolarises. Son niveau d’éducation est de 4 ans de secondaire.

Sylvand est agriculteur. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin de payer la main d'oeuvre pour la récolte des cannes à sucre.

Sa stratégie pour la croissance de son business est d'accroitre le champs en achetant d'autre champs pour son agriculture de cannes à sucre.
Dans les prochaines années, Sylvand voudrait agarandir son agriculture et etre le distributeur des cannes à sucre dans des usines qui produisent sucre. Avec les profits, il prévoit de scolariser ses enfants et améliore le bien être de sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 29
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Sylvend to pay farmworkers for their help to harvest his sugar cane.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Jan 25, 2012
Feb 14, 2012
Currency Exchange Loss:
Mar 15, 2012