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Hengky is a 36-year-old man; he is married to Yohana, a 34-year-old lady. They have two children: Geraldine, 9, studying at the 4th grade of Elementary School; and Marven, 2.

Hengky owns a kiosk business selling household items such as sugar, coffee, detergent, cigarettes, bath soap, mosquito coils, snacks and soft drinks. He initiated the business one and a half years ago using his own capital. This business is really vital to Hengky as it enables him to cover his family's living expenses.

The increase in market price and demand for more stock from the customers led Hengky to seek more money to buy various items. Unfortunately he does not have enough capital for business improvement. One day, he got information from his neighbor about TLM. He then submitted a loan application and requested a loan amounting to IDR 5,000,000. Hengky plans to spend the loan on petrol, cigarettes, more snacks and soft drinks. Hengky hopes that his loan application will be approved soon.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 61
    View loans »
    Indonesia Loans Fundraising
  • $6,275,400
    Funds lent in using Kiva
  • 8,988.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Hengky to purchase petrol, cigarettes, more snacks and soft drinks.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Feb 9, 2012
Currency Exchange Loss:
Dec 15, 2012