A loan of $575 helped to purchase petrol, cigarettes, more snacks and soft drinks.


Hengky's story

Hengky is a 36-year-old man; he is married to Yohana, a 34-year-old lady. They have two children: Geraldine, 9, studying at the 4th grade of Elementary School; and Marven, 2. Hengky owns a kiosk business selling household items such as sugar, coffee, detergent, cigarettes, bath soap, mosquito coils, snacks and soft drinks. He initiated the business one and a half years ago using his own capital. This business is really vital to Hengky as it enables him to cover his family's living expenses. The increase in market price and demand for more stock from the customers led Hengky to seek more money to buy various items. Unfortunately he does not have enough capital for business improvement. One day, he got information from his neighbor about TLM. He then submitted a loan application and requested a loan amounting to IDR 5,000,000. Hengky plans to spend the loan on petrol, cigarettes, more snacks and soft drinks. Hengky hopes that his loan application will be approved soon.



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