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Mrs. Ya F., 52 years old, is a cake seller in the Bei Village in the Chrung Comres I Sangkat in Phnom Penh City. She takes care of eleven children and earns about $3 a day. Her husband, Mr. Rim Ly, is a 59-year-old motorcycle taxi driver who earns about $2 a day. Her son, Mr.Ly Smeanglor, a bricklayer, and her daughter, Ms. Ly Mari, a garment worker, earn about $2 a day each. The other children are students. She previously successfully concluded a loan with HKL.

To increase income for her family, she is now requesting a loan of $1000 to expand her inventory of cakes. This loan will also help to pay for her children’s school fees and daily living expenses.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 198
    View loans »
    Cambodia Loans Fundraising
  • $39,989,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ya to increase her inventory of cakes for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 22, 2008
Mar 6, 2008
Currency Exchange Loss:
Apr 15, 2009