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Victor Manuel

Update on Victor Manuel

Victor is a humble farmer who lives in the San Ignacion area with his family. He has plans to improve his family's living conditions. Victor is very worried about the torrential rains that are affecting the country, and which have damaged almost all of his dragon fruit crops. All of his flowers have been spoiled by the large amount of rain that they have received. But he is not losing hope that 2012 will be a better year for agriculture. Now he is planning to make irrigation channels so that the water does not collect and rot the plants. He is going to buy fertilizers and supplies.
View original language description ↓
El señor Victor , es un humilde agricultor de la zona de San Ignación , junto a su familia , los planes hacia su familia es mejorar las condiciones de vida , don Victor se siente muy preocupado debido a los grandes chubascos de agua que afecto al pais , afectando casi en su totalidad el cultivo de pitahaya , ya que todas las flores se deterioraron de tanta agua que recibieron ,pero no pierde las esperanzas que este 2012 será un años mejoror para la agricultura , ahora sus planes es poder realizar canales de evacuasion para que el agua no le estanque y se pudra las plantas .El va a comprar fertilizantes e insumos .

Previous Loan Details

Mr. Víctor Manuel P., 46, lives in the town of La Concepción’s San Ignacio neighborhood with his wife who sells fruit and vegetables to help him meet household expenses. They have three children who are 13, 10 and 8 years of age, all in elementary school. His future plans are to bring potable w... More from Victor Manuel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Victor Manuel to buy fertilizers and supplies.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
At end of term
Jan 26, 2012
Feb 11, 2012
Currency Exchange Loss:
Sep 18, 2013