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Update on Igor

Igor wants to install heating in his greenhouses, but he cannot finance the repairs himself. He is asking for a loan of 15,000 griven. Heated greenhouses will allow Igor to get his harvest faster and be able to sell it for a higher price. Previously Igor had taken out a loan to build a greenhouse addition for growing seedlings.

Igor's business has been expanding. Two years ago his annual farming profits were only 36,000 griven. Since that he has began growing vegetables on a professional scale by planting better, more expensive varieties and using new fertilizer mixes. As a result his annual profits doubled. Igor has used the profits to put a new fence and gate around his house, perform home improvements and repairs his car.
View original language description ↓
Игорь решил делать отопление в теплицах, но своих средств не хватает. Он просит предоставить кредит в сумме 15,000 гривен. С помощью отопления планирует получить ранний урожай и продать его по более выгодным ценам. В пршлый раз Игорь брал кредит на постройку новой теплицы для рассады.

Бизнес Игоря развивается отлично. Два года назад его годовой доход с огорода составлял всего 36 тыс гривен. Тогда он начал заниматься выращиванием овощей профессионально. Игорь стал садить хорошие дорогие сорта и применять новые удобрения. Его доход вырос почти в два раза.

За счет прибыли Игорь поставил дома новый забор и ворота, сделал ремонт дома, отремонтировал машину.

Previous Loan Details

Igor is married with two sons. He is a farming entrepreneur from Kamenka. Igor owns two big greenhouses and grows vegetables for sale. He started this business 11 years ago. Currently, he grows 3,000 tall-grown tomatoes every year. Igor has invested 25,000 UAH in this business. His expenses on se... More from Igor's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Igor to install heating in the greenhouses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 13, 2012
Feb 6, 2012
Currency Exchange Loss:
Aug 16, 2012
This photo was used before for a previous loan for Igor. It was first posted on Kiva on Dec, 2010. Learn More