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Ara is 31 years old. He lives with his wife and parents.

The main source of income for the family for the past ten years has been agriculture: land cultivation and cattle breeding.

Ara needs some financial means to invest in his farm. With the requested loan, he plans to purchase forage for the cattle and fertilizer for cultivation of the land.

This will allow Ara to keep his income stable and save for the further development of agriculture.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ara to pay for forage and fertilizer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 30, 2012
Mar 2, 2012
Currency Exchange Loss:
Nov 17, 2014