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Sarmen is 28 years old, lives in the village of Yelpin with his father and brother, and breeds cattle with the assistance of family members. Sarmen's farm currently includes six cows and five sheep, and he would like to increase the number of cattle and develop his farm. The requested loan to purchase two more cows will allow Sarmen to earn more income and invest in the further development of his farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 163
    View loans »
    Armenia Loans Fundraising
  • $17,075,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Sarmen to purchase more cows.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 1, 2012
Feb 12, 2012
Currency Exchange Loss:
Mar 13, 2012