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Gulaiym is 48 years old and married. After the collapse of the Soviet Union, she was forced to leave her teaching profession and became involved in the sale of toys, souvenirs and office supplies. With a starting sum of 50,000 som (KGS), she was able to develop her business, earning a monthly income of about 30,000 som. In order to broaden her selection of goods, she has turned to "Bai Tushum & Partners" for a loan of 100,000 som (KGS). Gulaiym is helping her son to build a house for the family, and she is planning to invest her revenues in part to help her son and in part to further increase her selection of goods.
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Гулайым 48 лет, замужем. После распада Советского Союза, Гулайым была вынуждена оставить профессию преподавателя и заняться торговлей игрушками, сувенирными и канцелярскими товарами. Стартовав с суммой в 50,000 сом (KGS), Гулайым сумела развить свой бизнес с ежемесячным доходом в сумме около 30,000 сом.
В целях расширения ассортимента товаров, Гулайым обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS). Гулайым помогает сыну в постройке дома для семьи и планирует вложить часть доходов в помощь сыну, часть – в дальнейшее увеличение ассортимента товара.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Gulaiym to broaden her selection of goods.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 31, 2012
Feb 6, 2012
Currency Exchange Loss:
Jun 17, 2013