A loan of $5,000 helped to increase her working capital so that she can always be able to serve her customers instead of having to turn them away.


Sandra's story

Sandra is 25 years old and runs her own mobile money transfer business in the busy town of Kitwe, Zambia. She currently has three young women working for her as tellers to help her serve her many customers.

Sandra first started off as an employee of Mobile Transactions. Though she never saw herself as an entrepreneur, when the opportunity came up to start her own business she rose to the occasion and since then she has never looked back.

From the time she started running her business two years ago, she has managed to grow her working capital from only $600 to over $4000. She has created a large market for herself which she now cannot satisfy even with her larger than average working capital.

Sandra wants a loan from Kiva lenders to increase her working capital so that she can always be able to serve her customers instead of having to turn them away.

Sandra believes that once the loan comes in, she will be able to satisfy all of her customers' needs to send larger amounts of money, thereby enabling her to make more profit. According to her, this will not only improve her standard of living but will allow her to give a raise to each of her three hard-working employees.



Loan details


Lenders and lending teams



Loan details