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Zulpiya is 62 years old and married. In the search of a source of income for her family, Zulpiya started her business of animal husbandry in 2000, with a starting sum of 20,000 som (KGS). Thanks to persistence and perseverance, her farm today numbers six dairy cows, twenty sheep and four mares, bringing in around 15,000 som (KGS) per month from the sale of meat and dairy products.

With a goal of further developing her business, Zulpiya turned to the organization "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) for the purchase of purebred sheep. In the future, Zulpiya wants to enlarge the farm and increase her business.
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Зулпие 62 года, замужем. С 2000 года, в поисках источника дохода для своей семьи, Зулпия начала свой бизнес в животноводстве со стартовой суммы в 20,000 сом (KGS). Благодаря упорству и настойчивости, на сегодняшний день, ее хозяйство насчитывает шесть дойных коров, двадцать овец, и четыре кобылы и приносит около 15,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. В целях дальнейшего развития своего бизнеса, Зулпия обратилась в компанию «Бай-Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку породистых овец. В будущем, Зулпия хочет увеличить хозяйство и расширить свой бизнес.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Zulpiya to purchase sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 2, 2012
Feb 6, 2012
Currency Exchange Loss:
Mar 15, 2013