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Ziyafaddin is an IDP (Internally Displaced Person). This is someone who has been forced to leave their home suddenly as a result of armed conflict, violence, human rights violations, natural disasters or other catastrophes, but unlike a refugee, has not crossed an international border and remains within their country's borders. (Source: U.N. Office for the Coordination of Humanitarian Affairs.)

Ziyafaddin migrated from the city of Fuzuli to a rural part of the Fuzuli region where he now lives with his family. Ziyafaddin is married and has three young children. He loves his family very much and he does everything possible for their happiness. He's a young man at 36 years old and he has already had his own store for seven years. Now he needs 2000 AZN to buy grocery goods, especially those that are most in demand by his customers.
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Ziyafaddin yavlyayetsya IDP personom ( Внутренне перемещённое лицо (ВПЛ) - человек, который был вынужден внезапно бежать из своего дома в результате вооружённого конфликта, насилия, нарушений прав человека, стихийных бедствий или других катастроф, но, в отличие от беженца, не перешел международную границу и находящийся на территории собственной страны (источник: Управления ООН по Координации Гуманитарных Вопросов))on pereselenec iz Fuzuli goroda seychas projivayet v Fuzuli regione vmeste so svoyey semyoy. Ziyafaddin jenat, u nego 3 rebonka. On ochen lubit svoyu semyu i delayet vse vozmojnoye dlya ix schastya. Etomu molodomu cheloveku 36 let. On uje 7 let kak imeyet svoy magazin. Seychas on nujdayetsya v 2000 AZN chtobi kupit nujniye produkti dlya pereprodaji, v osobennosti te produkti k kotorim imeyetsya bolshe sprosa sredi kliyentov.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 40
    View loans »
    Azerbaijan Loans Fundraising
  • $14,691,500
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Ziyafaddin to buy grocery goods for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 19, 2012
Feb 5, 2012
Currency Exchange Loss:
Feb 15, 2013