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Jose Hector

Update on Jose Hector

José is requesting a new loan to strengthen his business. He will invest it in basic supplies to offer his customers such as sugar, cooking oil, soap, detergent which are in great demand by his clientele.

He believes he has had a good experience in his business because of receiving these loans which have also enabled him to improve his family’s living conditions.
View original language description ↓
José, solicita un nuevo préstamo para el fortalecimiento del negocio, lo invertirá en productos de la canasta básica para ofrecer a los clientes como azúcar, aceite, jabón, detergentes, que son demandados por quienes consumen de su negocio.
Él considera que ha tenido una buena experiencia en el negocio, todo por medio de la administración de los préstamos, que también le ha permitido mejorar las condiciones de vida con su familia.

Previous Loan Details

José lives in Corinto, Morazán department with two daughters, Ana Raquel, 9, and Angélica, 8. He has had a store for 16 years. Its hours of operation are from 6:30am until 7pm. José’s difficulties are sales on credit because lots of customers don’t return to pay their debts. But, neverthe... More from Jose Hector's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 461
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Hector to buy sugar, cooking oil, soap, detergent.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 17, 2012
Feb 10, 2012
Currency Exchange Loss:
Jun 18, 2013
This photo was used before for a previous loan for Jose Hector. It was first posted on Kiva on Mar, 2011. Learn More