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Las Mañanitas Group
In this Group: María Elena , Angela Esther, Soraya
Las Mañanitas Group is made up of three hardworking and entrepreneurial people, one of whom is María Elena, 41, who has worked selling clothing for more than five years. On the weekend she has a "fritanga," a popular restaurant that makes fried food. She is married and has three children, but only the youngest lives with her.

With the loans she has increased her business and profits, with which she has been able to renovate her house, such making an addition.

The other members are Ángela, who sells a little each of tortillas, beans, and enchiladas, and Soraya, 23, who has worked selling shoes and sandals for three years.
View original language description ↓
El grupo las Mañanitas está conformado por tres personas trabajadoras y emprendedoras una de ellas es María Elena de 41 años la cual se dedica al comercio de ropa por más de 5 años y los fines de semana realiza fritanga, restaurante popular que consiste en comida frita. Ella es casada y tiene tres hijos pero solo la menor esta con ella.
Ella con los créditos aumentado sus negocios y ganancias con las cuales ha podido condicionar su casa como fue la realización de un anexo.
Las otras integrantes son Ángela quien vende tortillas, frijoles y enchiladas de todo un poco y Sorayda de 23 años se dedica al comercio de zapatos y sandalias desde hace 3 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 33
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Mañanitas Group's $1,050 loan helped a member to buy merchandise in clothing and basic necessities.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Feb 9, 2012
Currency Exchange Loss:
Oct 15, 2012