A loan helped to buy a dairy cow.

Victor Julio's story

Victor Julio, 47, lives with his wife and family in a community called Cimarrón de Santa Teresita de Turrialba in Cartago Province. It is a small, rural community with about 2000 inhabitants. Its residents are milk producers and farmers. It has an irregular terrain and much of the land is a tropical, humid forest. Cimarrón is about an hour and a half bus ride from Turrialba, the nearest commercial center. However, several times during the year the road becomes impassable due to the rains.

Victor has wanted to improve his dairy farm for several years. He currently has a locale to carry out his activities but he lacks the main things needed for his business to surge ahead. His goal is to sell his products among his neighbors in the community. The project is very interesting and beneficial for him.

Currently Victor is asking for a ¢500.000 (five-hundred thousand colones) micro loan to buy a dairy cow since he sells dairy products, especially cheese. With this he expects to make his business grow and improve his and his family’s quality of life.

Victor Julio is a member of the “Nuevas Esperanzas para Cimarrón” (New Hopes for Cimarrón) communal bank, one of EDESA’s 150 social organizations in Costa Rica. This will be his first loan and he hopes to continue growing personally and becoming stronger economically in addition to participating actively in his community’s credit organization.

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Translated from Spanish by Kiva volunteer Polliz.

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