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Elaka Na Nkolo Plus Group
In this Group: Muhingwira, Bilendo, Bibawu, Ebubu, Tuzolana, Ntumba, Afuwa, Wayenga, Dimoke, Lusenge, Nkaku, Alphonsine, Ndeta*, Angel, Jeannette, Josephine, Hortance, Marie, Kamin
* not pictured
Elaka na Nkolo Plus is a group of 19 owners of small businesses chaired by Muhingwira. Its members are jointly liable for loans granted by Kiva to grow their businesses.

Muhingwira is 53 years old and married. She is the mother of three children whose ages vary from 8 to 15 years old. All of them attend school.

Muhingwira operates a general store. She started her business in 1990. Her business has stabilized thanks to her hard work and the accumulated profits that she reinvested.

Currently, her business brings in a profit of $20 per week. Due to the high demand in her community, she intends with the next loan to buy more goods for resale in order to meet clients' demands and generate additional profit. This will help her to achieve her plans to grow the business.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Elaka Na Nkolo Plus Group's $3,075 loan helped a member to purchase additional goods to sell in her store.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 2, 2012
Feb 6, 2012
Currency Exchange Loss:
Jun 15, 2012