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Francis is 27 years old and lives in the town of Bungohko in the Mbale region of Uganda. He is married and has 3 children, one of whom is currently in school. For the past 14 years, Francis has been working hard to manage his small business, which sells local brew (local beer).

To help expand his business, Francis has requested a loan of 2,000,000 Ugandan shillings (UGX) from BRAC Uganda. The loan will be used to buy more materials to be used in the process of making the local brew and will help Francis generate greater profits and pay for his children’s school fees and medical expenses. Francis hopes that in the future he will be able to build a house of his own.

Francis is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Francis who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,310.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Francis to buy more materials to be used in the process of making the local brew.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2012
Mar 7, 2012
Currency Exchange Loss:
Feb 15, 2013