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Tania's Group
In this Group: Tania, Clara, Ruth
Clara, Tania, and Ruth are from the community of Rumichaca, located 15 minutes outsiD. of the city of Ayacucho. They have been members of the community bank Rumichaca for six months.

Clara is 63 years old. She is married and has four children, two of whom live with her. Clara grows parsley, cilantro, and other agricultural products that she sells in Ayacucho.

Tania is 21 years old. Tania is a tailor; she makes dress clothing and costumes ordered by established clients. Tania operates her business from her home and also works at a costume shop, where she does embroidery and finishing work.

Ruth is 23 years old. She lives with her partner and 1 year old son. For the past year, Ruth has been running a store where she sells food staples such as rice, flour, and sugar. She buys products in the city of Ayacucho and then sells them in her town.

Clara, Tania, and Ruth need $425, which they will use to buy seeds, fabric, soft drinks, beer, rice, and sugar.

One key aspect of the community bank is the interest earning savings account each associate has. Clara, Tania, and Ruth plan to use their savings to educate their children, open a women’s clothing shop, and in the case of an emergency. Their dreams are to own a tailor shop with industrial sewing machines, own a home, and that their children will be professionals.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tania's Group's $425 loan helped a member to buy seeds, fabric, soft drinks, beer, rice, and sugar.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 15, 2008
Mar 1, 2008
Currency Exchange Loss:
Sep 25, 2008