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42-year old Ana is a hardworking woman who lives with her 42-year old husband Rómulo and their four children. They currently live on their farm where they have a house made of wood while they finish building their new home made of better-quality materials.

For more than 30 years, since the beginning of her working life, Ana has earned her living growing coffee. At the start she had to work for other people and then, with her savings, she bought land and today has her own coffee fields which she tends carefully.

With help from her husband and children and a certain amount of optimism she gets good harvests. Her goal is to improve the family’s standard of living. She takes the coffee to sell at central warehouses where they pay good prices. They have managed to buy land on which to build their house and also to look after the coffee plants. Now Ana’s greatest wish is to be able to finish the new house. This will be her fourth loan with MFP; she will be as responsible as always with the repayments. She is happy with the work of her community bank as it is made up of responsible people. With the S/. 1,000 loan she will buy construction material such as metal supports and cement.
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Ana es una mujer muy hacendosa, tiene 42 años. Vive con su esposo Rómulo de 42 años y sus 04 hijos, por el momento habitan en su chacra donde tienen una casa de madera hasta terminar la construcción de su vivienda a base de material noble. Desde hace 30 años, por principios de la vida, ella empezó a dedicarse a la siembra de plantas de café; a inicios tuvo que esforzarse trabajando para otros en los campos de cultivo y gracias a sus ahorros hoy tiene su propia terreno con cultivos de café; que ahora con mucho esmero se dedica. Con la ayuda de su esposo e hijos llegan a obtener buenos resultados de cosecha gracias al optimismo que tienen, con la finalidad de mejorar su calidad de vida. Con las colectas de sus frutos que las lleva a vender a los centros de acopio donde le pagan a buenos precios; llegaron a invertir en la compra de su terreno para construir su casa, asimismo realizando el mantenimiento de sus plantas. Lo que más anhela es poder terminar la construcción de su hogar. Este será su crédito número 04 con MFP y será muy responsable como siempre, además está conforme con el trabajo de su banco comunal porque son personas responsables. Con los 1,000 nuevos soles, comprará materiales de construcción como: fierros, cemento, ect.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ana to buy construction material such as metal supports and cement for her new house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2012
Feb 8, 2012
Currency Exchange Loss:
Dec 15, 2012