A loan of $625 helped to buy various pre-paid phone cards (Airtel, MTN, Azur, and Warid).

Francois Herve's story

This borrower is 36 years old, single, and the father of one 11-year-old child. He started selling phone cards and calls after getting his high school diploma in 2007.

He already benefited from one loan, which enabled him to expand his business. His profits increased greatly, and made a big impact on his buying capacity. He managed to put money away effortlessly, and he takes good care of his son's schooling expenses.

With this second loan, he will continue in the same direction, bolster his stock of cards, and get a subscription plan with another national operator. He's also thinking about getting an Internet connexion and computers with modems, in order to satisfy the desires of his customers.

In the future, he wants to increase his savings to reach his goal of becoming a wholesaler in addition to his current business.

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Translated from French by Kiva volunteer Patrick Stadelmann

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