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Bikamwa Plus Group
In this Group: André, Bapede, Naomie, Odile, Futi, Marceline, Pauline, Marie Louise, Kapinga, Thethe, Suzanne
Bikamwa Plus is a group of 11 owners of small businesses chaired by André. The members are jointly liable for loans granted by Kiva through MFI HOPE RDC to grow their businesses.

André is determined to be a successful businessman. He sells pagnes (varying lengths of brightly colored African print cloth) at the market located in the west of Kinshasa. He became a micro-entrepreneur in 1999. André has already received six loans from HOPE DRC, a micro-finance institution, and has fully repaid them as well.

He intends to use the new loan to expand his inventory and diversify his business by adding the sales of vegetable oil. Currently he earns a profit of $50 a week. He will seek to make more profit by importing the products himself. His dream is to become a pagne wholesaler. André is 38 years old, married and a father of three children aged between 3 and 7 years old. One of them attends school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bikamwa Plus Group's $2,925 loan helped a member to increase the business inventory by buying more pagnes to meet her clients' demand and generate additional profits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Feb 5, 2012
Currency Exchange Loss:
Jun 15, 2012