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Nighat's Group
In this Group: Nighat, Jameela, Bushra, Mukhtar, Rani
My name is Nighat B.. I am a widow with five children; three boys and two girls. Both of my daughters are married and two of the boys are working. One son attends school. I sell various hair oils from my house. I want to expand my oils business and am requesting a loan for this purpose.

My group members have been together for the past three years. They are requesting the loan to use as follows: Jameela B. sells cloth and would like to increase her inventory. Bushra B. is borrowing money for her husband who supplies construction materials. Mukhtar B. will buy toys. Rani B. will buy a sewing machine with her share of loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 262
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 61.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nighat's Group's $1,400 loan helped a member buy hair oils in bulk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2008
Mar 10, 2008
Currency Exchange Loss:
Apr 15, 2009