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Shota is 65 years old. He lives in Samtredia District, West Georgia, with his family: his wife Mzevinar; his 36-year-old son; his daughter-in-law; and two grandchildren (15 and 3 years old).

Shota works as a cook in the village. Also, he is actively involved in the family agricultural business, which is the main source of income for them. In particular, the family runs a small dairy farm with two cows and two calves. They sell cheese to local dairy-products retailers. Also, the family has two pigs and sells on average 18 piglets annually on the local market. Along with the above-mentioned activities, Shota’s family owns 1 hectare of land where maize is grown. They sell up to 1 tonne of maize per year. Total average monthly income of the family is 1,200 Laris.

Shota requested credit for purchasing a tractor. Shota and his son will provide tilling, moving and other seasonal agricultural services to farmers in the Samtredia District. They will earn additional income and will be able to improve the family's living conditions, as well as finance the education of the children.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 28
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Shota to purchase a tractor for agricultural work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2012
Feb 4, 2012
Currency Exchange Loss:
Feb 15, 2013