Makhare is from Terjola District, West Georgia. He is 23 years old, unmarried and lives with his parents. Makhare works as an operator at a local petrol station. He is also actively involved in the family agricultural business, led by his parents.
The family owns two milk cows. They produce cheese and sell on average 40 kg of it to local dairy-products retailers. Also, the family has two small greenhouses, where greens (in winter months) and cucumbers and tomatoes (in summer months) are grown. They sell harvested products locally. The total average monthly income of the family is 800 Laris.
Makhare requested credit for purchasing a tractor. He will provide tilling and other agricultural services to the farms located in his and nearby villages. It will significantly increase the income of the family. They will be able to purchase additional household goods in order to improve the family's living conditions.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.