A loan of $525 helped a member to buy more items for her business.


Joyce's Umoja Group's story

Joyce is 38 years old and is married with 2 children, ages 5 and 2 years old. Joyce owns a small shop that she started in 2007. Every day, she works from 5am to 9pm at her business and can earn a monthly profit of about $290 from her sales.

Joyce now hopes for a loan to buy more items for her business. She will share this loan with her subgroup members, Helena and Mwaya, who have businesses dealing in pharmaceuticals and food vending.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

In this group: Joyce, Helena, Mwaya
*not pictured


Loan details


Lenders and lending teams



Loan details