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Niagna Ndiaye
Ms. Niagna is 30 years old. She lives in Senegal and has been working in the domain of hairdressing for over five years. She manages a salon in the district where she lives. This is where she receives her customers to do their braids or style their hair, or even their clothing, for baptismal or marital ceremonies. At the same time, she sells cosmetics and women's accessories. She chose this work out of passion and had training in hairdressing before opening her salon. What interests her the most in her business are the pretty braids she creates.

Since February 2009, Ms. Niagna has been an associate of the U-IMCEC branch office in the town where she lives. And she has already repaid three previous loans.

Ms. Niagna is requesting a loan of 300,000 francs for making smocks for her students training to be hairstylist. The loan is also for buying tarps for her salon's doorway. This financing is going to enable her to improve her salon's and to attract more customers. Consequently, her daily revenues will increase and her social situation will improve.
View original language description ↓
Mademoiselle Niagna est âgée de 30 ans. Elle habite au Sénégal et évolue depuis plus de cinq ans dans le domaine de la coiffure. Elle gère un salon dans le quartier ou elle habite, c’est le lieu ou elle reçoit ses clients pour leur faire des tresses ou des coiffures ou meme les habiller pour les cérémonies de baptême ou de mariage. Elle y pratique en meme temps la vente de produits cosmétiques et d’accessoires pour femme. Elle a choisi cette activité par passion et a suivi une formation en coiffure avant d’ouvrir son salon. Ce qui l’intéresse le plus dans son activité ce sont les jolies tresses qu’elle crée. Elle est sociétaire du guichet de l’U-IMCEC de la localité ou elle vit depuis février 2009 et a déjà remboursé 3 prêts antérieurs. Elle sollicite un crédit de 300 000 frs prévu pour la confection de blouses destinées a ses élèves coiffeuses et a l’achat de bâches pour le portail du salon. Ce financement va lui permettre d’améliorer le cadre de son salon et va susciter d’avantage l’attraction de la clientèle, ce qui aura pour conséquence l’augmentation de ses revenus quotidiens et l’amélioration de sa condition de vie sociale.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 4
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 497.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Niagna Ndiaye to make smocks for her students and to buy tarps for the entry to her salon.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Jan 31, 2012
Currency Exchange Loss:
Dec 18, 2012