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Kalbubu is 56 years old, a widow and raised three children. Her family's primary source of income is animal husbandry and farming, started in 1996. Having started with an initial sum of 9,000 som (KGS), Kalbubu was able to develop her business to currently yield about 10,000 som (KGS) per month from sales of milk and dairy products. Today, her business contains five dairy cows, two mares and one work horse. Kalbubu also works on 2.96 hectares of land, where she grows potatoes, cereal crops and sainfoin. In order to further grow her business, she requested a loan in the sum of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase additional livestock. Kalbubu plans to invest the profits into increasing livestock headcount further.
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Калбубу 56 лет, вдова, воспитала троих детей. Основным источником дохода для семьи Калбубу является животноводство и полеводство, начатое еще в 1996 году. Стартовав с начальной суммы в 9,000 сом (KGS), Калбубу смогла развить свое хозяйство, приносящее около 10,000 сом (KGS) в месяц от продажи молока и молочных продуктов. На сегодняшний день в хозяйстве Калбубу имеется пять дойных коров, две кобылы, одна рабочая лошадь. Также Калбубу возделывает 2,96 га земли, где выращивает картофель, зерновые культуры и эспарцет.
В целях дальнейшего развития своего бизнеса, Калбубу обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительных голов скота. Доходы Калбубу планирует вложить в дальнейшее увеличение поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 64
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Kalbubu to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 1, 2012
Currency Exchange Loss:
Feb 17, 2014