A loan of $475 helped to buy clothes to resell.

María's story

María, 42, is married to Basilio who is a field hand; he’s a farmer. This couple lives in a Mazahua community in the north of the State of México; they have four children who still depend on them. The oldest attends third year of secondary school and the next one is in third grade of elementary school. Another one goes to Kindergarten and the youngest is still a baby. Her community is characterized by activities like farming, commerce, animal husbandry, etc.

María’s activity is buying and selling clothes at wholesale. María is a very hardworking woman who spends the week going to her neighbors’ houses offering clothes and taking orders. On the weekends she travels to the state capital to fill all her orders. She’s been a FRAC client for five cycles in which she’s been enormously benefitted by the Kiva loans she’s been granted. On this occasion, María is asking for this loan to buy merchandise like sweaters, pants, jackets, skirts, shirts, underwear, etc.

This is how she does her work: She asks FRAC for a loan, invests the money to fill orders and to buy extra clothes to sell. She delivers the orders house to house agreeing to leave the merchandise and later collect payment every 8 days. She then reinvests the money the same way. She does not sell too far away; she only sells to nearby houses and she does it on foot.

In the future, she’d like to buy a car to transport herself to other communities to expand her sales possibilities and if she does well to open her own site in order not to have to go out anymore. She has six years’ experience doing this activity so she knows she’ll do well with help from KIVA.

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Translated from Spanish by Kiva volunteer Polliz

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