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Carlos is 29 years old. He is married and currently lives with his parents and siblings. He will use this loan to buy supplies such as fertilizer and other chemicals to help get his coffee plantation in good shape. His goal is to give his coffee plantation the best and greatest production conditions in order to produce a better yield. He hopes to make the highest possible earnings so he can help his parents with things for the house and achieve better financial stability for his future. This is the first loan he has received from FUDECOSUR. He had never taken out other loans with state banks, but FUDECOSUR has offered him this loan with better facilities and a much lower interest rate.
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Carlos, tiene la edad de 29 años, está casado, vive con sus padres y hermanos actualmente. El con el crédito va comprar los insumos como el abono y otros químicos para asistir su cafetal de buena forma. El tiene como meta darle a su cafetal las máximas y mejores condiciones de producción para así tener un mejor rendimiento en producción. El espera generar las mayores de las ganancias para así ayudarle a su padres con las cosas del hogar y llegar a tener una estabilidad económica mejor para su futuro. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 12
    View loans »
    Costa Rica Loans Fundraising
  • $4,723,875
    Funds lent in using Kiva
  • 502.1
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Carlos to buy supplies such as fertilizer and other chemicals to help get his coffee plantation in good shape.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 2, 2012
Feb 13, 2012
Currency Exchange Loss:
Nov 17, 2013