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This is 50 year-old Maraka. He is married, and has three children: a twenty-five year old male in high-school, a twenty-year-old in form six and a seventeen-year-old in form four.

In 2000, Maraka established his shop. He has a bachelor degree in physics and mathematics. After spending twenty years in the classroom, Maraka realized he can improve his life faster in business than in the classroom. Working seven days a week and ten hours a day, he earns about SLL 1,500,000 as profit every month from this business.

He is asking for a loan of SLL 4,000,000. He would like to use SLL 1,500,000 to buy crates of soft drinks, SLL 500,000 to buy assorted provisions like powdered milk, butter etc., SLL 1,500,000 to buy detergent and SLL 500,000 for transport fares.

He hopes that this loan will enable him to increase his monthly profits by approximately SLL 300,000 in the month. In the future, Maraka plans to buy large stocks of provisions to sell to other traders. Also he would like to educate his children to university level.

He is thanking you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,385.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Maraka to buy more provisions for his shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Feb 6, 2012
Currency Exchange Loss:
Aug 15, 2012