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Hicham is a 37-year-old married man, father of three adorable children. He has been working for 17 years as a builder, and his work is going on just well enough to cover his family's expenses.

Hicham is applying for a loan for the first time from Kiva partner Al Majmoua, in order to buy necessary building stones & tools for a new project he's going to get.

Hicham's reputation gives him customers' trust & support. Most of the customers are neighbors, relatives and friends, in addition to nearby villagers. He plans to expand his business more in the future to insure that his children will get the suitable education.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 138
    View loans »
    Lebanon Loans Fundraising
  • $18,174,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Hicham to buy necessary building stones & tools for a new project.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 9, 2012
Jan 30, 2012
Currency Exchange Loss:
May 17, 2013