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This is 37-year-old Fatmata. She is married and has four children, ages 18, 15, 13, and 4. She has one additional dependent who lives with her because she is in school. In 2007, Fatmata established her business selling baby items. She began her business because she wants to provide assistance to her husband, and because the business provides solutions to her immediate domestic needs. Working six days a week and ten hours a day, she earns about 900,000 SLL every month from this business. She would like a loan in the amount of 5,000,000 SLL. Fatmata has already received and successfully repaid one loan. She now requires a new loan in order to buy Flask, Napkins Baby wrapper, powder and toy mobile phones. She hopes that this loan will enable her to increase her monthly profits by approximately 300,000 SLL. In the future, Fatmata plans to transform her stall into an established shop, to assist her husband, and to educate her children. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,385.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Fatmata to buy flask, Napkins Baby wrapper, powder and toy mobile phones.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Jan 31, 2012
Currency Exchange Loss:
Oct 16, 2012