This is Analiza, 40, a resident of Bacoor, Cavite, Philippines. Her husband is Cipriano, a watch technician. Analiza has her three children. She, together with her husband, manages their household while operating the business. At this time, she is working hard to provide income for their everyday expenses.
Analiza operates a variety store. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a small amount of cooking oil, or an egg. Analiza earns by buying supplies at wholesale prices and selling them by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP every day.
To help her continue operations of her business, she is requesting a PHP 23,000 loan. She will use the loan to buy groceries, toiletries, beverages, and other products to add in her inventory. She expects a boost in her business income as she expands her business.
Analiza hopes to be able to expand soon, just as she dreams of giving her family a good future through all her hard work on her business. She faithfully meets every week with her co-fellowship* members to share stories of her work and to strength and inspiration from the Word of God, which she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.