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Yasmin Esperanza
Yasmin Esperanza is single and sells cosmetics and other personal hygiene products like body creams, shampoo and perfume. She starts her commercial activity at 6 in the morning offering her basic need items to passengers on inter-municipal buses in the city of León which is where she lives.

Yasmin will use the loan to buy school uniforms, notebooks and mechanical pencils because the season when students start classes is approaching. She will also buy body creams and shampoo. Yasmin is extremely grateful to Ceprodel for the support she’ll get from the loan because it will be a great blessing for her development.
View original language description ↓
Yasmin Esperanza es soltera y se dedica a la actividad de venta de cosméticos y otros productos de aseo personal como cremas corporales, shampoo, perfumes. Empieza su actividad comercial desde las 6 de la mañana ofreciendo sus productos de primera necesidad a usuarios del transporte intermunicipal de la ciudad de León que es donde ella vive.

La señora Yasmin utilizará el crédito solicitado para la compra de uniformes escolares, cuadernos, lapiceros ya que se acerca la temporada en la que los estudiantes entraran a clases. También comprará las cremas corporales así como el shampoo. La señora Yasmin está sumamente agradecida con Ceprodel por el apoyo que obtendrá del crédito puesto que este le será de mucha bendición para su desarrollo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Yasmin Esperanza to buy merchandise at wholesale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Jan 31, 2012
Currency Exchange Loss:
Aug 17, 2012