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Ana Cristina
Ana is a woman of 28. She considers herself a cheerful person, friendly, responsible in her work, and able to charm her customers. Ana lives with her husband and 9-year-old child in the city of Ibarra, in Imbabura province.

Ana works with a partner in a coffee shop, selling quimbolitos (sweet cake steamed in an achira leaf), tamales, and humitas (another type of tamale). These are traditional Ecuadorian foods made from young corn. They also sell coffee and tea.

This is the third loan that Ana is applying to Fodemi for. She will use it to buy dishes, sunshades, and two table sets, in order to serve her customers better. This investment will will allow Ana to increase her business and get more customers. This way she will be able to earn income to meet her household expenses.

Ana dreams about running her own place and being able to generate sources of employment.
View original language description ↓
Ana es una mujer de 28 años, se considera una persona alegre, amabable, responsable en su trabajo y carismática con sus clientes. Ana vive con su esposo y su hijo de 9 años en la ciudad de Ibarra de la Provincia de Imbabura.

Ana trabaja con una socia en una cafetería, venden humitas, quimbolitos y tamales que son comidas tradicionales de Ecuador las cuales son hechas a base de maíz tierno, también venden café y té. Es el tercer crédito que solicita a Fodemi, el mismo que será invertido en la compra de vajillas, parasoles y dos juegos de mesas para atenderles mejor a sus clientes. Esta inversión permitirá a Ana a incrementar su negocio y a obtener más clientes y así podrá obtener ingresos para sustentar los gastos de su hogar.

Ana sueña con administrar su propio local y poder generar fuentes de empleo.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Cristina to buy dishes, sunshades, and two tables sets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 25, 2012
Jan 31, 2012
Currency Exchange Loss:
Dec 15, 2012