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Patmos Plus Group
In this Group: Annie, Bukasa, Noella, Anaclet, Grégoire, Enama, Jean-Marie, Marie, Kimfuta, Cédricky, Marie, Jugal, Jeannette, Didier, Tshiabu, Manguy, Tshibola, Antoinette, Malaba, Alain
Annie is the chairwoman of a community bank named “Patmos Plus”, which is made up of 20 members firmly united to receive loans from the MFI (micro-finance institution) HOPE DRC in order to develop their businesses.

Annie sells palm oil and seeds of corn. She sells in a market located in the northeastern part of Kinshasa. She has been in business since 1998. She already borrowed two loans from the MFI HOPE DRC for business expansion and fully repaid both loans. With the next loan, Annie will be able to meet the customer demand and generate additional profits. Her business makes US$30 of profit per week. One of Annie’s strategies to keep her clients is that she tells them in advance about any changes that can occur in business. Her ambition is to become a provider in her environment. Annie is 37 years old, divorced and has four children aged between 13 and 23 years old. Two of them attend school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Patmos Plus Group's $3,300 loan helped a member to increase the inventory of her business by buying more palm oil and seeds of corn to resell at profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 25, 2012
Jan 29, 2012
Currency Exchange Loss:
Jun 15, 2012