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Safaa is a 40-year-old divorced woman who has spent her life taking caring for and raising her children, with the help of her small business that she started 22 years ago. Safaa is a baker. She is specialized in making Lebanese traditional "Saj" bread, almost like pita bread.

Her business is going on just fine, with the support of her customers and with her good quality of products that encourages customers to support her. Safaa is a hardworking mother, who has sacrificed her life for the sake of her children.

She is applying for a loan from Kiva partner Al Majmoua for the first time, to buy necessary raw materials for her business, such as flour and oil, at very good prices. She might also buy living room furniture for her house, because she really needs it.

Safaa is hoping to expand her business more and to open a special bakery in the future.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 66
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • 1,507.5
    Lebanon Pounds (LBP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Safaa to increase her business inventory with raw materials such as flour and oil.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 30, 2011
Jan 29, 2012
Currency Exchange Loss:
Dec 15, 2012