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Concepcion is a hardworking entrepreneur who has a dried fish business in the Philippines.

She is borrowing PHP 30,000 through NWTF to buy more dried fish to sell in her stall. Concepcion has been in this business for 15 years. Concepcion earns additional income from a general store.

Concepcion has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams of saving enough to expand her business in the future.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 434
    View loans »
    Philippines Loans Fundraising
  • $69,631,075
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Concepcion to buy more dried fish to sell in her stall.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 30, 2011
Jan 28, 2012
Currency Exchange Loss:
Oct 15, 2012