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This is 43-year-old Mohamed. He is married and has six children, aged 2, 5, 6, 12, 15 and 18 years. He has two additional dependents, who live with him because he is their relative.

In 1998, Mohamed established his used shoes business. He began his business because he wanted to be self-reliant. Working seven days a week and 10 hours a day, he earns about 1,600,000 Sierra Leone leone (Le) every month from this business. He would like a loan in the amount of Le 3,000,000.

Mohamed has already received and successfully repaid one loan, and now requires a new loan in order to buy shoes for his business. He hopes that this loan will enable him to increase his monthly profits by approximately Le 350,000. In the future, Mohamed plans to expand the business to another location. He hopes to see the business grow from a kiosk to a concrete shop. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 36
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,385.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mohamed to pay for used shoes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Jan 28, 2012
Currency Exchange Loss:
Oct 16, 2012