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Charity, 39 years old and single, lives in Murang’a in Central Kenya, where she has practiced mixed farming for 12 years in addition to running a retail shop business. Her farm produces tea and vegetables which she sells locally. Droughts have and continue to be her main challenge.

Charity has requested a loan of 60,000 KES from Juhudi Kilimo to buy a water pump. She says this will help her to pump water into her vegetable farm and increase her production. It will also reduce her farmhand costs since the water will be pumped.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 472
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 85.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Charity to buy a water pump.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Dec 28, 2011
Feb 28, 2012
Currency Exchange Loss:
Aug 18, 2013