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Hurshed is a young man, he is married and is a father of two children. His wife is a homemaker, she is raising children. Hurshed sells electrical stoves and appliances on the market. During the summer he seals and cans pickled products and compotes. He is a master of his craft and has many loyal wholesale customers. He lives in a sectioned apartment. He was able to renovate the apartment and upgrade sewer pipes using the collected profit.

Hurshed has been taking out loans at this organization for the fourth year and has never violated the terms of lending. He is pleased to collaborate and expand his business. He wants to buy several types of electrical stoves using the received loan and to stock up on empty glass containers for sealing of the pickles in the summer because those can be purchased cheaply during off-season.
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Хуршед молодой человек, женат , отец двоих детей. Жена домохозяйка, занимается воспитание детей. Хуршед торгует на рынке электрическими плитками и приборами.Он в летний сезон занимается закруткой и консервированием маринованной продукции и компотов. Он мастер своего дела, у него много постоянных клиентов оптовиков. Живёт он в секционной квартире. На полученную прибыль он смог отремонтировать квартиру и обновить канализационные трубы.
Хуршед в организации кредитуется четвёртый год,и ни разу не нарушал условий кредитования. Он доволен сотрудничать и расширять свой бизнес. На полученный кредит он хочет купить несколько видов электро плиток и запастись стеклотарой для закруток на лето,т.к сеча в несезонн можно купить подешевле.

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About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD