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Mrs. Chin N., 35, sells meat and vegetables at the Sarm Ki market in Phnom Penh City. Because of her business, she can now help pay her family’s expenses and pay for her children to go to school. She earns about $5 a day and has three children, all of whom are enrolled in school. Her husband, Mr. Kem Sokhorn, drives a three-wheeled motorcycle taxi and earns about $2 a day. To earn a living for their family, she and her husband work hard every day.

Chin is now asking for a loan of $600 to buy a store in Ek Reach II market in Phnom Penh City. This will enable her to move her meat and vegetables business to a better location.

Her husband is pictured in the photo because she was not available at the time the photo was taken.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 164
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Chin to buy a store to sell meat and vegetables.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 13, 2008
Feb 28, 2008
Currency Exchange Loss:
Apr 15, 2009