A loan of $3,825 helped a member to buy merchandise to supply her business, specifically noodles, sugar, tea, rice, and eggs wholesale.


Los Girasoles Group's story

This communal bank is called "Los Girasoles." It is made up of 18 entrepreneurs in the community of Colina who work in different areas, among which are hairdressing, new clothing sales, used clothing sales, and preparation of fast food and natural juices.

María Teresa is the president of the communal bank. In the photo she is seated in the first row, the third from the right; her hair is dark brown and pulled back, and she is wearing a purple t-shirt and black pants. She has looked after her business selling groceries, vegetables, and pet food for a year, after having closed it for a time to raise one of her children. She also works selling lingerie and cosmetics from a catalogue. It is going well for her in both businesses. She buys her merchandise in the town of Lampa and in downtown Santiago.

With the loan she will buy merchandise to supply her store, specifically noodles, sugar, tea, rice, and eggs wholesale. One of her goals is to expand the infrastructure of her business, thus supplying it with a greater quantity of merchandise.

María Teresa lives with her husband and two children, ages 4 and 2. Her dream is to achieve financial independence.

She is very happy and grateful for the help offered by Fondo Esperanza because it will allow her to invest in her business. The communal bank group of which she is a member is very supportive and responsible. Regarding the training, she comments that they have served her to organize the accounting in her business.

Colina is a community in the metropolitan region (where the capital of Chile, Santiago, is located), in the north of the region. Currently it is the center of important investments, principally in the agroindustrial area, because of the presence of large and important companies that in turn give a large number of employees to the community. It is also an area of pleasant sub-divisions, which has contributed to expanding considerably the number of residents. There are also areas suitable for tourism, such as hot springs, sports in Lake Piedra Roja, and mountain climbing.

In this group: María Teresa, Macarena, Luis, Olga, Caroline, Mónica, Veronica, Silvia, Karen, Veronica, Luis, Eva, Ximena, Eric, Paula , Olga, Jessica, Priscilla

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Translated from Spanish by Kiva volunteer Catharine Wall



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