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Mumaram is 49 years old and has raised two children. In 2009 she opened a grocery store using a starting capital of 40,000 som (KGS). Currently Mumaram rents a store space and her grocery business has a monthly profit of 20,000 som (KGS). In order to expand her inventory and offer her clients more choices, Mumaram has turned to "Bai-Tushum and partners" for a loan of 60,000 som (KGS). In the future Mumaram dreams to own the store space she is currently renting.
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Мумарам 49 лет, воспитала двоих детей. В 2009 году Мумарам начала свой бизнес в торговле продуктами питания. Стартовав с суммой в 40,000 сом (KGS), и взяв в аренду магазин, Мумарам сумела развить свой бизнес с ежемесячным доходом в сумме 20,000 сом.
В целях расширения ассортимента товаров, Мумарам обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS). Мумарам мечтает открыть свой собственный магазин с продуктами.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Mumaram to expand the assortment of goods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 19, 2012
Jan 25, 2012
Currency Exchange Loss:
Aug 15, 2012