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Saima's Group
In this Group: Saima, Samina, Salim, Farzana, Rani
Saima has applied for a loan from KIVA partner Asasah for her beauty parlor. She started her beautician business a few years ago in order to financially support her husband whose income was not enough to fulfill the family's basic needs. Saima will use this loan investment to buy shampoos, creams and other beauty related products to offer better quality beauty services to her clients and to increase her income.

Saima's husband is a salesman who supplies toffees, candies, etc. to different general stores in the city. Saima has a daughter who is 7 years old and studying in the 2nd grade. Saima is a very good embroidery expert as well and operates an embroidery business on a part-time basis. She is very confident that she will be able to successfully improve her business with this loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $17,384,875
    Funds lent in using Kiva
  • 90.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima's Group's $1,075 loan helped a member to buy shampoos and creams.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Feb 1, 2012
Currency Exchange Loss:
Jan 15, 2013