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Raem is 51 years old. She is married and resides with her husband and seven children in Takeo Province, Cambodia.

She and her husband have been working in agriculture for over 20 years. They have extensive experience and have been successful in their careers. They are involved in growing rice and fattening animals. Additionally, Raem’s husband is a construction foreman. Finally, three of her children are employed at a garment factory.

In order to improve the family economics, Raem is requesting a loan of $1,200 to purchase a trailer for her son to run a delivery service to generate more income for the family. In the future, she would like to expand her agricultural business, remodel her house and support her children while they study to earn bachelors degrees.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,469,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Raem to purchase a trailer for her son to run a delivery service.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 13, 2012
Feb 1, 2012
Currency Exchange Loss:
Aug 17, 2013