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Gulayim is a 59 year old widow. In 1980, in search of a source of income for her family Gulayim decided to open a livestock business. She used a starting capital of 5000 som (KGS) to purchase a few animals and has since grown and improved the business to yield 4000 som (KGS) monthly profits. In order to further develop her enterprise, Gulayim has turned to "Bai-Tushum and partners" for a loan of 60,000 som (KGS). She is planning to use this loan to purchase another dairy cow with calf. In the future, Gulayim is hoping to use the profits from the loan to purchase even more animals for her herd.
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Гулаим 59 лет, вдова. В 1980 году, в поисках источника финансирования своей семьи, Гулаим начала свой бизнес в разведении скота .Использовав стартовую сумму в 5,000 сом (KGS) на покупку скота, Гулаим сумела развить свое хозяйство, с ежемесячной прибылью в сумме около 4,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Гулаим обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дойной коровы и теленка. В ближайшее время, при помощи доходов от кредита, Гулаим планирует увеличивать поголовье скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 39
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Gulayim to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Jan 25, 2012
Currency Exchange Loss:
Feb 17, 2014