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Jeerling Raquel
This lady, Jeerling, lives in the municipality of Ticuantepe with her family. Her husband is self-employed and works to contribute to the household expenses, as they have a ten year old son who is studying at primary school. Jeerling has been working for a private company for many years, and her plan for her family is to improve their living conditions.

Jeerling requires this loan because she wants to change the roof of their house, as it has deteriorated a lot and in wet weather it acts like a strainer which damages the few electrical appliances that she painstakingly managed to buy. This loan will be invested in the purchase of zinc, beams and cement, among other items.
View original language description ↓
La Señora Jeerling , es habitante del municipio de Ticuantepe, junto a su familia , su esposo labora por cuanta propia para apoyarle con los gastos del hogar , ya que tienen un hijo de diez años que estudia su primaria , doña Jeerling labora en una empresa privada desde hace muchos años , los planes hacia su familia es mejorar las condiciones de vida . Ella necesita un financiamiento ya que quiere cambiar el techo de la casa, ya que este esta muy deteriorado y en tiempos de lluvia parece un pazcón lo cual que se le están dañando los pocos electrodoméstico que con mucho esfuerzo a logrado comprar.El préstamo lo va invertir en Zinc, perlines, cemento , entre otros .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Jeerling Raquel to purchase zinc, beams, stones and cement, among other items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Jan 28, 2012
Currency Exchange Loss:
Feb 15, 2013