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Update on Valeriana

This member continues in her business of selling milk and cheese. She has cows, some of which are raised and fattened for eventual sale at different fairs. Through this business, the member is able to get ahead on behalf of her children. Her dream is to have a shop where she can sell milk and cheese.

The member is requesting a loan to buy milk and cheeses, as well as feed for her cows. She is happy with the loan and promises to complete the payments.

View original language description ↓
La socia se sigue dedicando al negocio de venta de leche y venta de queso,ella tiene vacas y tambien estas vacas los hace crecer y engordar y luego los vende en las distintas ferias,por medio de este negocio la socia saca adelante a sus hijos,el sueño de la socia es tener un local donde pueda vender la leche y los quesos.La socia solicita el préstamo para comprar leche y quesos y tambien alimentos para las vacas.
La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

In the community of Tambo Real in the province of Anta, at the meeting of the communal bank "Solidarity Tambo Real", we meet the member Valeriana and she tells us: "I was born in the community of Tambo Real, and I am 31 years old. I have 5 children and I live in the community of Tambo Real. ... More from Valeriana's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Valeriana to buy feed for her cows and milk and cheeses to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 10, 2012
Jan 30, 2012
Currency Exchange Loss:
Aug 15, 2012
This photo was used before for a previous loan for Valeriana. It was first posted on Kiva on Jul, 2011. Learn More